Commercial / Industrial Loans

Our team is available and experienced to help with commercial and industrial properties, whether it’s an existing property you’re buying, or new commercial property that you’re developing, either pre-leased, or to be leased up and sold, or held as a long-term investment. 

 

What we offer?

We can help tailor a solution your needs with interest-only, part interest-only, and capitalised interest loans available and our BDMs will work with you throughout the entire loan application process.

We have over 25 years’ experience and have been involved many commercial and industrial properties across the country. We love being able to help clients get their business venture on track and help grow New Zealand.

Being a non-bank, we are flexible and agile, and we understand a speedy turnaround is important so we aim to have loans settled quickly. And if we can’t help, we will let you know quickly to so can seek finance elsewhere, or we can refer another provider that may be able to help.

We have BDMs in Auckland, Tauranga, Wellington and Christchurch and we provide a nationwide service.

What we review and a checklist of documents that we may need to support your application:

  • Fully completed, signed & dated application (including signed Applicant’s & Guarantor’s Agreements)
  • Commentary regarding the purpose of the loan, term required, & intended exit strategy
  • Documentation to support identification & NZ Residency / Citizenship status
  • Verification of income (recent payslips / Employment Agreement / IR3 / signed financials or similar)
  • Registered Valuation (addressed to First Mortgage Custodians Limited)
  • Evidence to support the origin of your contribution to the proposed deal (source of deposit funds etc)
  • Trust Deed(s) – if applicable
  • Sale & Purchase Agreement(s) – if applicable
  • Tenancy Agreement(s) – if applicable
  • Deed(s) of Lease (for tenanted commercial properties) – if applicable

Our team can talk you through the details once the application process starts.

View our lending criteria
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“Being able to talk out your concerns and having a reassurance come back on the phone is where it’s at.”

 

FMT Client

To borrow with FMT

1. Talk to us

You can either phone or email to talk to our lending team. We can either set up a meeting in our office, or an online meeting. Click here for our team.

2. Download an Application form

Complete the application form and send it to us and one of out team will be in contact.

Click here to download application form.

3. General query

Visit our contact page and get in touch, we will respond to you shortly.

SPEAK WITH AN EXPERT

Request a call back from our team

A member of our Lending Team can give you a call to discuss any questions you might have about borrowing with FMT.

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Information Pack

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Want to start your application or learn more – request our lending pack and we’ll email a copy to your inbox.

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