At First Mortgage Trust we’ve been helping kiwis generate wealth through investment and property ventures for over 25 years.
We’re proud to play a crucial role for New Zealand, both for our thousands of investors, and as one of the country’s largest non-bank property finance lenders.
You’ve worked hard for your money, and now it’s time for your money to work hard for you.
We understand you want to invest carefully in your retirement, with the added flexibility of being able to drawdown funds as and when you need them. That’s why we’ve created our Managing your Cash in Retirement facility.
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Renowned economist and market commentator Tony Alexander provides FMT with regular market updates which are factored into our own research to support our decision-making. Tony also meets with our team every quarter to hear first-hand what’s happening in the market, and to answer any questions we have. Tony’s latest market insight in the regions around New Zealand can be found here.
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Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – The results above are subject to the following assumptions:
- The investor’s main source of non-investment income is New Zealand superannuation on a non-shared living arrangement. That is taxable income between $14,000 and $48,000.
- FMT is your main investment and that you wish to have a single investment in FMT.
- This is a simple guide only. There are alternative strategies which may provide better outcomes. These are on case-by-case basis.
This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals. We recommend you seek independent advice before making any investment decision. Investments are subject to risks and returns are not guaranteed. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.