We advise that our last day for investor withdrawals in 2018 will be:
Friday 14th December 2018.
We will need to receive completed and signed Notices of withdrawal on or before Thursday 13th December. The next processing day for withdrawals will be:
Tuesday 8th January 2019.
We will need to receive completed and signed Notices of withdrawal by:
Monday 7th January 2019.

Christmas / New Year Hours

First Mortgage Trust offices are closed for the holiday period from 5:00pm Thursday 20 December, reopening for business at 9:00am on Monday 7 January 2019.

We wish all our clients a very Merry Christmas and Happy New Year.

First Mortgage Trust

New Zealand's largest non-bank first mortgage lender

First Mortgage Trust

The Smart Choice

As a group investment fund we offer borrowers smart finance options for borrowing against land and buildings and pride ourselves on our professional friendly service, competitive interest rates, flexible loan terms, quick turn-around, minimal paperwork and capitalised interest options - and right now, we have money to lend!

Investors can enjoy competitive returns backed by a portfolio of loans secured by first mortgages that have been above those offered by trading banks on a one year deposit. If you are serious about making a smart choice, you should consider investing with First Mortgage Trust and its proven track record in providing returns to investors.

First Mortgage Trust is your viable bank alternative for property finance and investments.

Managed by New Zealanders for New Zealanders.

Hear what our clients say


    Are you looking to borrow at competitive rates against first mortgage security and looking for a bank alternative?


    Are you looking for an investment offering competitive returns and backed by a portfolio of loans secured by First Mortgages?


First Mortgage Managers Limited, the Issuer, is licensed under the Financial Markets Conduct Act 2013 as a manager of registered schemes and
is not a registered bank under the Reserve Bank of New Zealand Act.


For a copy of our Product Disclosure Statement Call Now!      0800 321 113