We're an investment fund, specialising in investments and property finance.
For over 27 years we’ve been helping New Zealanders protect and grow their wealth. Today we have over $1.65 billion in funds under management, providing consistent returns to over 6,500 investors.
We have over 6,500 clients nationwide from $500 starters to high net-worth clients who have trusted us to look after their investments for years.
At FMT, we strive to provide peace of mind investing that helps you achieve your financial goals.
Annualised pre-tax return
For the quarter ending 30 September 2023. Past performance is not a reliable indicator of future performance. Returns are not guaranteed.
*If you have a 30% or higher income tax rate, the First Mortgage PIE Trust could give you a higher after tax return than the First Mortgage Trust Group Investment Fund.
Start the conversation with FMT, New Zealand’s largest non-bank first mortgage lender. Since 1996, we’ve helped clients with a diverse range of property finance in the residential, commercial, industrial and retail property sectors in New Zealand.
We have offices in Auckland, Tauranga, Wellington and Christchurch, and our experienced team are solution focused, providing prompt decision-making, and have local knowledge to help you move ahead with confidence.Learn more
At First Mortgage Trust we’ve been helping kiwis generate wealth through investment and property ventures for 27 years.
We’re proud to play a crucial role for New Zealand, both for our thousands of investors, and as one of the country’s largest non-bank property finance lenders.
For more than 18 years we have offered an annual Youth Sponsorship grant. The Sponsorship is open to young people between the ages of 16 and 25 who are excelling in their chosen field at a national and/or international level in the fields of sport, music or the arts.
At FMT, it’s important for us to invest in the community we work and live in, and we want to help our next generation of stars!
Applications closed for 2023
Renowned economist and market commentator Tony Alexander provides FMT with regular market updates which are factored into our own research to support our decision-making. Tony also meets with our team every quarter to hear first-hand what’s happening in the market, and to answer any questions we have. Tony’s latest market insight in the regions around New Zealand can be found here.Read the latest report Subscribe to reports
You’ve worked hard for your money, and now it’s time for your money to work hard for you.
We understand you want to invest carefully in your retirement, with the added flexibility of being able to drawdown funds as and when you need them. That’s why we’ve created our Managing your Cash in Retirement facility.Learn more
Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.
There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.