TAX CERTIFICATES: Please note, we will not be issuing Tax Certificates for the financial year ending 31 March 2022. We recommend you visit ird.govt.nz and use your myIR portal or contact your tax adviser. CLICK HERE FOR IRD WEBSITE
For over 25 years we’ve been helping New Zealanders grow their wealth. Today we have over $1.4 billion invested providing consistent returns for our clients and we are the country’s largest first mortgage non-bank lender.Investing with First Mortgage Trust
We have over 5,500 clients nationwide from $500 starters to high net-worth clients who have trusted us to look after their investments for years.
At FMT, we strive to provide peace of mind investing that helps you achieve your financial goals.
Annualised pre-tax return
For the quarter ending 30 June 2022. Past performance is not a reliable indicator of future performance. Returns are not guaranteed.
*If you have a 30% or higher income tax rate, the First Mortgage PIE Trust could give you a higher after tax return than the First Mortgage Trust Group Investment Fund.
Start the conversation with FMT, New Zealand’s largest non-bank first mortgage lender. Since 1996, we’ve helped clients with a diverse range of property finance in the residential, commercial, industrial and retail property sectors in New Zealand.
We have offices in Auckland, Tauranga, Wellington and Christchurch, and our experienced team are solution focused, providing prompt decision-making, and have local knowledge to help you move ahead with confidence.Learn more
At First Mortgage Trust we’ve been helping kiwis generate wealth through investment and property ventures for over 25 years.
We’re proud to play a crucial role for New Zealand, both for our thousands of investors, and as one of the country’s largest non-bank property finance lenders.
You’ve worked hard for your money, and now it’s time for your money to work hard for you.
We understand you want to invest carefully in your retirement, with the added flexibility of being able to drawdown funds as and when you need them. That’s why we’ve created our Managing your Cash in Retirement facility.Learn more
Renowned economist and market commentator Tony Alexander provides FMT with regular market updates which are factored into our own research to support our decision-making. Tony also meets with our team every quarter to hear first-hand what’s happening in the market, and to answer any questions we have. Tony’s latest market insight in the regions around New Zealand can be found here.Read the latest report Subscribe to reports
Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – The results above are subject to the following assumptions:
- The investor’s main source of non-investment income is New Zealand superannuation on a non-shared living arrangement. That is taxable income between $14,000 and $48,000.
- FMT is your main investment and that you wish to have a single investment in FMT.
- This is a simple guide only. There are alternative strategies which may provide better outcomes. These are on case-by-case basis.
This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals. We recommend you seek independent advice before making any investment decision. Investments are subject to risks and returns are not guaranteed. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.