Careers at First Mortgage Trust

Our people are at the heart of what we do at First Mortgage Trust, and we recognise that everyone has a choice to be part of our team.  Which is why we want you to talk to us.  If you’re passionate about customer service, investment and property finance, and you aspire to work for a leading New Zealand non-bank lender, then read on.

There is nowhere else our people would rather be

At FMT, we are proud of our bold employee value proposition (EVP) and we are going to great lengths to continuously deliver on our promise to the team.

We place a huge emphasis on job satisfaction and ongoing professional development. Which is why we work with our people to create development and career progression plans, with a commitment to internal promotion so that they can grow and succeed with us.

Teamwork, Integrity, Achievement

Our Values

Teamwork – We care, connect, and collaborate

  • We respect each other and value our differences
  • We deliver on our commitments

Together, nothing is impossible


Integrity – We do the right thing

  • We take responsibility for our actions
  • We’re honest, trustworthy and use sound judgement

Making a difference in all we do


Achievement – We get it done

  • We’re open-minded and empowered to make it happen
  • We recognise our efforts and celebrate our successes

We’re taking it to the next level

Team Perks

Here are a few more reasons to join us:

  • On the job training
  • Development opportunities
  • 37.5-hour standard working week
  • Flexible working (incl. work from home)
  • Your Birthday off
  • Volunteer Day
  • Health Insurance
  • Culture committee (events, celebrations, wellness initiatives)

Our vision

Imagine. Believe. Do.
There are endless possibilities

Our Awards

New Zealand Mortgage Awards Non-Bank of the Year in 2021

We were honoured to win the New Zealand Mortgage Awards Non-Bank of the Year in 2021.

We were also awarded an Excellence Awards in the Non-Bank for the Year 2022.

Top Mortgage Employers

In 2021, we were also recognised by NZ Adviser on their inaugural list of Top Mortgage Employers.

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              Which type of fund is right for me?

              Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.

              Are you investing as an individual or trust?
              Other investor types should seek professional tax advice.


              Is your tax return completed by a tax adviser or accountant?

              Can you reasonably estimate your own annual income?

              What is your total income from all sources (including PIE income)?

              YOUR RESULTS

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              Do you distribute all annual income to beneficiaries?

              Do all Trusts beneficiaries earn more than $48K from all sources (including PIE income)?

              YOUR RESULTS

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              Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.

              There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.