Annualised pre-tax return (after fees & expenses)
For the quarter ending 30 June 2024. Past performance is not a reliable indicator of future returns. Returns are not guaranteed.
*If you have a 30% or higher income tax rate, the First Mortgage PIE Trust could give you a higher after tax return than the First Mortgage Trust Group Investment Fund.
Over the years we have delivered our investors regular and consistent returns.
You can invest your funds in the First Mortgage Trust Group Investment Fund or First Mortgage PIE Trust. Your decision on which fund to choose will depend on your own particular tax circumstances, therefore professional financial or tax advice should be taken before making an investment.
Group Investment Fund PIE Trust FundThe pre-tax distribution paid for the quarter ending 31 March 2024 was 7.29% on an annualised basis.
This table shows the historical annualised pre-tax quarterly distribution rates and the annualised pre-tax returns we have achieved for our investors over the past 10 years.
Past returns are not a reliable indicator of future performance. Returns are not guaranteed.
Financial Year
FY 2025
FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015
FY 2014
FY 2013
Jun
7.43%
6.71%
5.34%
4.74%
5.00%
5.05%
5.45%
5.25%
5.15%
5.55%
5.32%
4.71%
4.35%
Sep
7.02%
5.59%
4.91%
4.46%
4.85%
5.30%
5.15%
5.01%
5.12%
5.50%
4.76%
4.35%
Dec
7.31%
6.07%
5.19%
3.88%
4.80%
5.30%
5.15%
5.20%
5.01%
5.70%
4.85%
4.30%
Mar
7.29%
6.61%
5.18%
4.00%
4.90%
5.20%
5.30%
5.25%
5.15%
5.72%
5.12%
4.50%
Annualised returns - Year End 31 March
7.29%
6.03%
5.10%
4.41%
5.00%
5.42%
5.31%
5.25%
5.32%
5.68%
4.95%
4.45%
In an era of economic volatility and market uncertainty, finding investment opportunities that provide consistent returns can be hard to come by.
Learn more about why more than 6,500 New Zealanders invest with FMT.
Why Invest with FMT?
This year we have Investor Meetings in Christchurch, Auckland, the Waikato and the Bay of Plenty.
These meetings are a fantastic opportunity to hear how FMT has been performing this year and what our plans are for the future. These meetings are open to current and prospective investors.
Each meeting will have a talk from the economist Tony Alexander, as well as presentations from our Leadership Team and Board of Directors, plus refreshments.
Learn More
In addition to our investment funds, we offer our clients a specialised investment facility to help manage their income in retirement.
At FMT, we understand the need to invest with confidence, with the added flexibility of drawing down your funds as you need them.
That’s why we’ve created our Managing Your Cash in Retirement solution.
This facility allows you to get all of the benefits that come from investing with First Mortgage Trust, together with the ability to access your money as and when you need it. Your arrangements can be reviewed at any time and at no cost, meaning the facility can respond to your changing circumstances in real time.
Learn More
You can learn more about our funds by visiting our Group Investment Fund page or PIE Trust page. These pages have more information about how our funds work and what happens when you invest with FMT.
More information is also available in our Product Disclosure Statements, which you can download here.
Our knowledgeable investment team is always only a phone call aways.
We pride ourselves on providing great kiwi service with a friendly ‘can-do’ attitude.
Phone 0800 321 113 or email [email protected] to talk to our investment team. We can either set up a meeting in our office, or an online meeting.
Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.
There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.