At FMT, we understand the need to invest with confidence, with the added flexibility of drawing down your funds as you need them.
That’s why we’ve created our Managing Your Cash in Retirement solution.
This no-fee facility allows you to get all of the benefits that come from investing with First Mortgage Trust, together with the ability to access your money as and when you need it. Your arrangements can be reviewed at any time and at no cost, meaning the facility can respond to your changing circumstances in real time.
We have a Managing your cash in retirement calculator so you assess how long you might be able to drawdown a fixed monthly amount from your investment before your savings have been fully utilised.Use Our Retirement Calculator
To get started, download and complete the Managing Your Cash in Retirement form (and the Product Disclosure Statement and Application Form if you are not a current investor with us).Download Managing my Cash in Retirement Brochure Download Product Disclosure Statement (GIF) & Application form
Phone or email to talk to our investment team. We can either set up a meeting in our office, or an online meeting. You can find these below.
Download our Product Disclosure Statements and complete our Application forms, send them to us and we will be in contact. Click here to Download our Investor Pack.
Request a call-back and our team will give you a call back to talk about how we can help you. Click here to request a call-back.
Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – The results above are subject to the following assumptions:
- The investor’s main source of non-investment income is New Zealand superannuation on a non-shared living arrangement. That is taxable income between $14,000 and $48,000.
- FMT is your main investment and that you wish to have a single investment in FMT.
- This is a simple guide only. There are alternative strategies which may provide better outcomes. These are on case-by-case basis.
Should you want to fully canvas your options, we strongly recommend you seek independent advice from your Tax Adviser.