Development / Construction Loans

We can work with clients on any property project from future standalone dwellings, terraced housing, to apartment developments, commercial property developments and more.

We can help you with funding for:

Single and multi-residential property development
Townhouse developments
Apartment development
Commercial property development
Retail complexes
Industrial and development
Subdivision development

Lending Conditions

What we offer

Our interest rates start from 7.35% on lending up to $5m.
For loans over $5m, we can discuss tailored pricing.

Your final rate will depend on:

Loan amount and term
Income and existing financial commitments
Credit history
Loan-to-value ratio (LVR) of the security property offered

We tailor lending solutions to suit your needs, including interest-only and capitalised interest options. Our experienced BDMs support you throughout the application process.

As a specialist lender, we’re flexible and agile, with fast turnaround times. If we’re not the right fit, we’ll let you know quickly so you can seek alternative funding.

Getting Started

Before you start a lending application, we only need to know a few things to start a conversation about a development loan:

People Involved
Property Information – Location, Value Estimate
Lending required
A budget or feasibility for the project
Building plans & consents
Exit Plan

Please get in touch with one of our BDMs to discuss a potential loan. If you’ve got this information on hand, we can give you a quick indication of whether or not we are the right property finance partner for you.

If not, we know the market and will be able to point you in the right direction.

Contact our Lending Team

Download FMT Lending Pack

Download FMT Investor Pack

First Name*

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Which fund are you interested in?*

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By providing your email, you agree to receive an investment pack and further emails containing information about investing with FMT.
Your contact details will only be used for this purpose, and you can unsubscribe at any time.

Request Physical FMT Investor Pack

Fill out the form below and our team will post you out an investment pack as soon as possible.

First Name*

Last Name*

Email address*

Phone number

Which fund are you interested in?

Region*

Your physical address* (We cannot courier to P.O Boxes)

How did you hear about us?*

Do you want to subscribe to the FMT Quarterly Newsletter?

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Youth Sponsorship Application

First Name

Last Name

Email address

Phone number

Date of Birth

Where do you live

Postal Address

Which type of fund is right for me?

Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.

Are you investing as an individual or trust?

An individual A trust

Other investor types should seek professional tax advice.

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Individual

Is your tax return completed by a tax adviser or accountant?

Yes No

Can you reasonably estimate your own annual income?

Yes No

What is your total income from all sources (including PIE income)?

< 48k 48-70k 70-119k > 119k

YOUR RESULTS

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Trust

Do you distribute all annual income to beneficiaries?

Yes Some income is distributed No distribution

Do all Trusts beneficiaries earn more than $48K from all sources (including PIE income)?

Yes No

YOUR RESULTS

Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.

There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.