Protect & Grow your Nest Egg

Trusted by over 7,500 New Zealand investors.
We focus on what we know is important to you; consistent returns and steady income-focused funds that are accessible when they’re needed.
Learn more about investing with FMT.
Download our Investor Pack Request a Physical Investor Pack

Trusted by Thousands of Kiwi Investors

Investments

$2 billion+

Funds under management

Investors

7,500+

Investors

Loan Book

5.32% p.a.

Annualised pre-tax return for the quarter ending March 2026*

Loans

Since 1996

Established

*Past performance is not a reliable indicator of future performance. Returns are pre-tax, after fees & expenses.

Why Invest with FMT?

Consistent Returns

Our conservative approach to lending means we've been able to provide investors with consistent returns for 30 years.

Accessibility

Access your funds when you need them (although we encourage you to invest for a minimum of two years). Start with a minimum investment of $500 and after that, make contributions whenever it suits you.

Regular Income

Every quarter, we distribute returns back into your bank account, or you can choose to have them re-invested.

Experienced Team

Actively managed by our professional team who understand NZ's property market.

"Another happy customer... I wish I'd known about FMT earlier."

— FMT Investor

Start in 3 Simple Steps

1. Download our Investor Pack

You can download our investor pack or request a physical pack, which contains everything you need.

Download our Investor Pack Request a Physical Investor Pack

2. Speak to our Team

We pride ourselves on providing great kiwi service with a friendly 'can-do' attitude.

Call 0800 321 113 Contact Us

3. Start Investing

Invest in peace of mind. We'll protect and grow your nest egg.

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              Which type of fund is right for me?

              Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.

              Are you investing as an individual or trust?
              Other investor types should seek professional tax advice.
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              Individual

              Is your tax return completed by a tax adviser or accountant?


              Can you reasonably estimate your own annual income?


              What is your total income from all sources (including PIE income)?


              YOUR RESULTS

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              Trust

              Do you distribute all annual income to beneficiaries?


              Do all Trusts beneficiaries earn more than $48K from all sources (including PIE income)?

              YOUR RESULTS

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              Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.

              There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.