INVEST WITH US

Looking to Protect & Grow your Nest Egg?

For nearly 30 years we’ve been helping New Zealanders grow their wealth.
Today we have almost $1.7 billion in funds under management, providing consistent returns to over 6,500 investors.
What sets us apart from all the rest?

Trusted by Kiwis since 1996

From $500 starters to high net-worth clients, our investors have benefitted from consistent returns from day one.

WHY INVESTORS CHOOSE US

Easy to Understand

Our investment offering is based on a model where your funds are pooled with those of other investors.  Our role at FMT is to actively manage this fund so that it is working hard for you but without undue risk.

We primarily do this by making loans to pre-qualified NZ property owners who require finance, on a first mortgage basis.  Income is derived from these loans and is distributed to investors at the end of each quarter (after fees, expenses, and tax are deducted).

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WHY INVESTORS CHOOSE US

Consistent Returns

At FMT, we focus on protecting investor capital and providing a steady return rather than seeking higher risk, potentially higher return opportunities. We’ve paid out over $115 million in returns to investors in the past 12 months. View our historical rates here.

We’ve never lost a cent of investor capital in almost 30 years of operations. And while past performance is not a reliable indicator of future performance, this is something that we’re very proud of, and that we’re committed to maintaining.

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WHY INVESTORS CHOOSE US

Friendly Service

At FMT, we operate an 0800 number with ‘real people’ who can provide the answers you need, when you need them.

When you talk to us, you’ll find that we are down-to-earth and happy to ‘meet you where you are’, in terms of your investment knowledge and expertise.

Nothing is too much trouble, and we are always delighted to help you.

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Want to learn more?

We’re excited to invite you to our upcoming investor meetings in Auckland on the 10th & 11th of September. These events are a fantastic opportunity to connect with some of our senior leadership team and get an inside look at what we do here at First Mortgage Trust.

We've got economist Tony Alexander coming along to give us an economic update as well as refreshments. Don't miss out!

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Want to know more?

More Investment Information

If you’re in the mood to do some more research, there’s plenty of information available on the Investment section of our website

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Get in touch with our friendly team

Our investment team can answer any questions you may have, they’re more than happy to help.

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              Which type of fund is right for me?

              Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.

              Are you investing as an individual or trust?
              Other investor types should seek professional tax advice.
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              Individual

              Is your tax return completed by a tax adviser or accountant?


              Can you reasonably estimate your own annual income?


              What is your total income from all sources (including PIE income)?


              YOUR RESULTS

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              Trust

              Do you distribute all annual income to beneficiaries?


              Do all Trusts beneficiaries earn more than $48K from all sources (including PIE income)?

              YOUR RESULTS

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              Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.

              There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.