We don’t do traditional home loans, but we can help clients with investment related property purchases, residential equity release for projects or business, and/or land purchases for development.
Land & Buildings: up to 75.0% LVR
Sections: up to 70.0% LVR
Leasehold land: up to 50.0% LVR
We can help utilise the equity in existing property by borrowing against completed product to fund further investment or other opportunities. We’ve helped clients release equity to fund a business purchase or provide increased working capital to grow their business.
Land & Buildings: up to 75.0% LVR
Sections: up to 70.0% LVR
In lieu of a full application, we only need to know a few things to start a conversation about a deal:
Please get in touch with one of our team to discuss a potential loan.
If you’ve got this information on hand, we can give you a quick indication of whether or not we can proceed further with the loan.
We’re not tied to the OCR in the same way that the banks are. However, our rates are still competitive.
To get the most up to date information give me a call and we can discuss how FMT might be able to help with your next project. Loan applications are considered on a case-by-case basis within First Mortgage Trust Lending criteria.
View Lending Criteria and Rates
Fill in the form below and one of our lending team will be in contact with you shortly.
Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.
There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.
