FANZ Conference - First Mortgage Trust

Invested in New Zealand since 1996

About First Mortgage Trust

We’re an investment fund, specialising in investments and property finance.

We’ve been helping kiwis generate wealth through investment and property ventures for over 27 years. We are proud to play a crucial role for New Zealand, both for our thousands of investors and as a specialist property lender.

Enquire About Investing Enquire About borrowing

Proven & trusted to help New Zealanders grow their wealth

We have helped thousands of borrowers in their property and/or business journey, which in turn has grown the wealth of thousands of investors who have put their trust and confidence in us.

We've never lost a cent of investor capital

At FMT, we strive to provide peace of mind investing that helps our investors achieve their financial goals.

We have over 6,500 clients nationwide from $500 starters to high net-worth clients who have trusted us to look after their investments for years.

Why investors choose us

Peace of mind investment

Over the years we have delivered our investors regular and consistent returns.

At FMT, our investments are backed by first mortgages over land and buildings. Property-based securities traditionally provide some of the least volatile investments.

The funds also holds cash investments (liquidity) with New Zealand banks to help ensure cash is available to repay investors when needed.

Learn more about investing with FMT Meet the Investment Team

Why borrowers choose us

We speak your language

Since 1996, we’ve been providing first-mortgage secured funds to enable commercial, industrial, retail, residential and rural property investments and developments with low Loan to Value Ratios (LVR) throughout New Zealand.

Our experienced team is solution focused, providing prompt decisions so you can move ahead with confidence.

Learn more about FMT Lending Meet the Lending Team

Talk to us about investing with FMT

Fill in the details and our investment team will be in contact to answer your questions.

Talk to us about borrowing with FMT

Fill in the details and our lending team will be in contact to answer your questions.

Download FMT Lending Pack

Download FMT Investor Pack

Request Physical FMT Investor Pack

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Youth Sponsorship Application

Which type of fund is right for me?

Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.

Are you investing as an individual or trust?

An individual A trust

Other investor types should seek professional tax advice.

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Individual

Is your tax return completed by a tax adviser or accountant?

Yes No

Can you reasonably estimate your own annual income?

Yes No

What is your total income from all sources (including PIE income)?

< 48k 48-70k 70-119k > 119k

YOUR RESULTS

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Trust

Do you distribute all annual income to beneficiaries?

Yes Some income is distributed No distribution

Do all Trusts beneficiaries earn more than $48K from all sources (including PIE income)?

Yes No

YOUR RESULTS

Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.

There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.