Enter your investment amount, and how much you would like to drawdown monthly from your investment. Enter the pre-tax rate of return* you expect First Mortgage Trust to be paying during the next year. Add the anticipated inflation rate, your anticipated tax rate and the calculator will provide you a table showing you how many years it will take to utilise your investment.
*This rate will vary according to market conditions. Past performance is not a reliable indicator of future performance, returns are not guaranteed.
Year
Interest
Withdrawals
Closing Balance
These are indicative results only based on the information you provide. Future returns and inflation will change over time, and the differences could be significant. We recommend you speak to a financial adviser before making any decisions about investing.
To get started, download and complete the Managing Your Cash in Retirement brochure. If you aren’t already a client you will need to download a Product Disclosure Statement and complete the application form in the back of the document.
We know that our personal approach is important to our clients, our team is available over phone or through email.
Contact our team to learn more Download the Managing your Cash in Retirement brochure
Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.
There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.