We don’t do traditional home loans, but as a non-bank lender we can help clients with investment property purchases, residential house and / or land purchases.
We can help you with funding for:
Residential
Land & Buildings in fee simple: up to 75.0%
Sections in fee simple: up to 70.0%
Leasehold land: up to 50.0%
Our interest rates start from 6.65% on lending up to $5m.
For loans over $5m, we can discuss tailored pricing.
Your final rate will depend on:
We tailor lending solutions to suit your needs, including interest-only and capitalised interest options. Our
experienced BDMs support you throughout the application process.
As a specialist lender, we’re flexible and agile, with fast turnaround times. If we’re not the right fit, we’ll let you know quickly so you can seek alternative funding.
Before you start a lending application, we only need to know a few things to start a conversation about a loan:
Please get in touch with one of our BDMs to discuss a potential loan. If you’ve got this information on hand, we can give you a quick indication of whether or not we are the right property finance partner for you.
If not, we know the market and will be able to point you in the right direction.
Contact our Lending Team
“FMT is so different in that they are more face-to-face, grassroots, and they take into account all of the dynamics of lending, giving equal importance and consideration to each.
They want to know about you as a person, they want to know about your project and they want to know about your history in terms of lending and repaying what you owe. They come to your project with a ‘can do’ attitude and look to help you as much as they can, all within the rules under which they operate.”
Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.
There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.