We’re proud to play a crucial role for New Zealand, both for our thousands of investors, and as one of the country’s largest non-bank property finance lenders.
We have over 6,500 clients nationwide from $500 starters to high net-worth clients who have trusted us to look after their savings for years.
At FMT, we strive to provide peace of mind investing that helps you achieve your financial goals.
Invest with FMT
With nearly 30 years of experience, FMT has built a reputation for reliability and consistent performance. Our extensive knowledge of the New Zealand property market means that we can effectively manage and grow your wealth.
We are not financial advisers, nor do we offer a range of investment options, like a KiwiSaver fund, ETFs or share investments. We keep it simple and do what we do best, providing consistent returns for our investors.
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Our investment strategy focuses on diversification across various property types and locations in New Zealand. By balancing our portfolio, we can help mitigate risks associated with local economic fluctuations, providing stable returns for our investors.
Property-based securities traditionally provide some of the least volatile investments, as the asset values doesn’t tend to fluctuate as much as investing in shares.
Overall, our investing approach means that we avoid putting our investor capital in higher-risk, potentially higher return investments.
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The loans we invest in are secured by first mortgages with conservative loan-to-value ratios. This conservative approach helps protect your investment and deliver consistent quarterly returns.
We’ve never lost a cent of investor capital, and while past performance is not a reliable indicator of future performance, it’s a record that we’re proud of and one we’re committed to maintaining.
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FMT has a proven track record of delivering consistent returns to our investors. While it cannot be assured, we aim to provide an annualised pre-tax quarterly return (after fees and expenses) of at least 1% per annum higher than the average 12-month term deposit interest rate offered by the four main trading banks, and competitive with comparable investments.
With over $1.65 billion in funds under management, our performance speaks to our ability to protect and grow your wealth.
You’ve worked hard for your money, and now it’s time for your money to work hard for you. Whether you’re looking to re-invest your KiwiSaver or simply reassess your investment options, talk to FMT about what we have to offer.
We understand you want to invest carefully in your retirement, with the added flexibility of being able to drawdown funds as and when you need them. That’s why we’ve created our Managing your Cash in Retirement facility.
We have Investor Meetings in Christchurch, Auckland, the Waikato and the Bay of Plenty.
These meetings are a fantastic opportunity to hear how FMT has been performing this year and what our plans are for the future. These meetings are open to current and prospective investors.
Each meeting will have a talk from the economist Tony Alexander, as well as presentations from our Leadership Team and Board of Directors, plus refreshments.
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Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.
There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.