We don’t do traditional home loans, but we can help clients with investment related property purchases, residential equity release for projects or business, and/or land purchases for development.
Land & Buildings in fee simple: up to 75.0% LVR
Sections in fee simple: up to 70.0% LVR
Leasehold land: up to 50.0% LVR
We can work with clients on any property project: from subdivisions, future standalone dwellings, terraced housing, to apartment developments, commercial property developments and more.
Land & Buildings in fee simple: up to 66.7% LVR
Vacant land in fee simple: up to 50.0% LVR
We're experienced in helping with commercial and industrial properties, such as the development of commercial property or industrial units. We can also help to inject capital to assist growth/acquisition, all secured by a registered first mortgage.
Land & Buildings in fee simple: up to 66.7% LVR
Vacant land in fee simple: up to 50.0% LVR
We can work quickly with you to tailor open-end bridging finance to help you fund a new purchase (along with capitalised interest negating debt servicing requirements) for sell-down of an existing asset.
Land & Buildings in fee simple: up to 75.0% LVR
Sections in fee simple: up to 70.0% LVR
Leasehold land: up to 50.0% LVR
Being an alternative lender means we’re not tied to the OCR in the same way that the banks are. However, our rates are still competitive.
To get the most up to date information give me a call and we can discuss how FMT might be able to help with your next project. Loan applications are considered on a case-by-case basis within First Mortgage Trust Lending criteria.
View Lending Criteria and Rates
I need to know 5 things when we discuss a loan:
If you know these things give me a call to discuss your funding needs, my contact details are below.
I’m always available to discuss a potential loan. If you’re not sure that we’re the right fit give me a call to workshop the deal and I’ll be able to quickly let you know if we can help, or point you in the right direction to find a funder.
Feel free to send me an email outlining your requirements. If you can include the details listed above in workshopping a loan, I can quickly give you an indication of whether or not we’d be the right fit for your requirements.
Complete this questionnaire to see what type of fund might be the most tax effective for your circumstances. Please note, this is just a guide and we recommend you seek professional tax advice.
Disclaimer – This tool is intended to provide general guidance only. This tool does not take into account your particular financial situation, objectives or goals.
There are alternative strategies which may provide better outcomes, we recommend you seek independent advice before making any investment decision. If you have completed this guide and wish to discuss this, we recommend you seek professional tax advice.
027 573 5554